09.07.2019 23:37
So everyone, certainly not, but theoretically every 25 to 30 years. Who is under the age of 35 has a relatively good job with income over 1500 Eur (individual), 2500 Eur (family) has resolved housing, devotes to his finances min. 1x a week so that it can be evaluated by at least 10% per year
and most of all, he can make decisions and abide by resolutions
What else could endanger this goal and really
many times threaten or cancel:
1,mortgage
it does not apply if you are a young family and you buy a smaller two-room apartment or a house in the village for a mortgage, but if a young childless family buys a new three-room apartment or house in the city, it repays 200 or 300 euros more, 15,000 to 30,000 Euros, which is a nice sum or to start a business or pay for a larger apartment If they were saving on the status. saving would also be a more advantageous loan
2, A wedding with a partner who doesn't want to be limited
Well, this is quite a problem if you do not have similar opinions, first one is against saving, when it changes opinion again the species wants a new car or has an expensive hobby and years to run ...
3, Multiple family
family and children are no one can not (they are also exemptions) have everything to enjoy from the family and do not feel that a millionaire you will never be
4, Luxury car
a family who does not have the money to save 300 Euros a month collects a rental car and repays 800 Euros a month, the car is a good thing to buy for 7,000 and 70,000 Euros and better to be a millionaire and ride in Dacia Sandero how to have an Audi in a garage and not have a gasoline ... so buy a nice luxury car only when I'm rich ...
5, Luxury holiday / regular
another attraction, a holiday for a 4-member family can be bought at Last minute for 2000 Euros, although better praised for as much as 8,000 Euros, the pictures are more beautiful but in 30 years the difference is nearly 200,000 Euros, which can mean a good investment or recreational villa ...
6, Risk investment
it is also a "problem," how to recognize it at the beginning, when a neighbor and a friend invested in it, and has been praising it for 2 years ...
7, Risky business (almost every one is)
what's important here? choose a business that you understand well, make a thorough project of at least 30 days of training and count on a few months with minimal income and read articles on this site, of course
8, Installment payments
nice thing, but risky even though the advertisements say it is easier to pay than saving, it's the way to financial problems, because everything is paid by 1/3 or more ...
9, Credit card purchases
what is the case before, do not carry the card with you keep it locked in the locker or in the box and use only exceptionally ... if you don't go shopping with 20 euros in your wallet you probably won't buy a lot of uselessness
10, divorce
it is a good blow to the budget and psyche, not even to insure against it, but if you have saved 100,000 or 200,000 euros, what to share live fairly well after the divorce even though the path to the million will prolong you
